Every app shows you data.
We tell you what to do.

Your salary, investments, loans, insurance and tax — one score, one clear plan, with exact rupee steps.

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Ask your CFO

A finance expert that actually knows your numbers.

One score

Your whole financial life as a single number, moving up.

Protected

Insurance, tax and emergencies — checked, sized, sorted.

Told what to do

Not more charts — exact steps, in rupees, ranked.

What you get

A full finance team,
in one app.

Ask PayWatch

Answers, in your own numbers.

Prepay the loan or invest? It knows your rate, your surplus, your tax — and answers in plain English.

Prepay my loan or invest?
Your loan costs ~6% after tax; index funds have done 11–12% (not guaranteed). A 50/50 split until your EMI is under 30% of take-home. Want the exact numbers?

Tax Copilot

Keep more of what you earn.

Every deduction, both regimes, a computed return your CA can file from — or you file yourself.

Old regime₹74,200
New regime₹46,800

Save ₹27,400 — new regime wins for you.

Money Health Score

Six dimensions. One number.

Savings, insurance, diversification, emergency, debt, tax — benchmarked, not guessed.

0Money Health

Insurance & Invest

Covered, and growing.

Right-sized cover and category-level investing guidance — no products pushed, ever.

Term life

92%

Health

61%

Emergency

78%

Diversified

70%

The cost of waiting

Every month you wait
has a price.

If you invest₹15,000/mo

Drifting along

₹21.6 L

in 10 years, idle savings

With PayWatch

₹44.4 L

disciplined, stepped-up, diversified

That's a

₹22.8 L difference

Illustrative, nominal, not a guarantee of returns. Assumes ~3.5% idle vs ~11% diversified with a 10% annual step-up. Markets carry risk.

0

income heads computed

0

point money score

0+

features, one app

0

to start, per month

Less than your streaming.

Launch offerLock in the launch price now · all prices include 18% GST · annual = 2 months free.

Free

Start here — no card

₹0free forever

  • Money Health Score
  • Top actions to fix first
  • Net-worth & spending snapshot
  • A taste of Ask PayWatch
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Starter

Get organised

₹349₹199/month

  • Unlimited score & insights
  • Bank statement scan
  • Insurance & invest guidance
  • Prepare your ITR docs
Start Starter
Most popular

CFO

Most popular

₹799₹499/month

  • Everything, unlimited
  • Unlimited Ask PayWatch
  • Full tax engine + Tax Copilot
  • Alerts, briefing & document vault
  • Connect your CA
Start CFO

Know your number.
Get your plan. Free.

Two minutes. No card. See exactly what to fix first.

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